Global Flex VIP
This product offers five levels of coverage - from basic to the most comprehensive to meet your needs.
Area of Cover Options
Worldwide including USA elective treatment
Worldwide excluding USA
Africa Area of Cover Restriction
For insureds residing in Africa, the area of cover will be restricted to: Africa, India, Pakistan, Sri Lanka, Bangladesh, Jordan, Lebanon, Mainland China, and the Philippines.
Asia Area of Cover Restriction
For insureds residing in Armenia, Azerbaijan, Brunei, Cambodia, Georgia, Indonesia, Kazakhstan, Kyrgyzstan, Laos, Malaysia, Myanmar, Mongolia, the Philippines, Tajikistan, Thailand, Timor-Leste (East Timor), Turkey, Turkmenistan, Uzbekistan and Vietnam, the Asia area of cover restriction will include Singapore but exclude Mainland China, Hong Kong, Japan, and South Korea.
Indian Sub-continent Area of Cover Restriction
For insureds residing in Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, and Sri Lanka the Indian sub-continent area of cover restriction will include all named countries and Singapore.
About VUMI

VIP Universal Medical Insurance Group (VUMI) is a global health insurance company that offers comprehensive medical insurance products with extensive international coverage, and VIP medical services to its private and corporate clients worldwide.
VUMI has designed products with innovative healthcare solutions, offering peace of mind, protection, and worldwide coverage for every life stages.
VUMI has an industry experience of over 35 years with headquarters in Dallas, Texas, and various offices across the globe
Why VUMI?
An Investment for your Peace of Mind
VUMI helps its members care for their loved ones. Nothing beats the peace of mind and sense of security knowing that you or a family member will receive the best possible treatment and care.
Medical Coverage, Anywhere, Anytime
VUMI offers a wide range of insurance plans with extensive global coverage for every stage of life, from newborn up to “golden years.” Combined with its VIP services, clients are assured of protection and coverage anywhere, anytime.
A True VIP Medical Experience
VUMI takes pride in its remarkable VIP medical services such as incomparable hospital discounts, exclusive proprietary network, outstanding in-house administration, and international claims management assistance.